Terms and Conditions

1. Acceptance of Terms

10X Analytix Ltd, referred to as "us," "we," "the lounge," or "the company," provides an e-commerce educational platform offering various online services related to financial literacy. These services encompass a web application enabling online payments through royalsignalslounge.net (the "Site") and associated applications containing text, images, audio, code, and other materials (collectively, the "Content"). These services also include features, tools, materials, or other offerings provided by the lounge, collectively referred to as the "Service".

Before using our Services, please carefully read these Terms of Use. By creating an account, becoming a member, and using the Site or Services, or clicking to accept or agree to these Terms, you (1) acknowledge and agree to these Terms, (2) consent to the collection, use, disclosure, and handling of your information as described in our Privacy Policy (which is incorporated by reference herein), and (3) accept any additional terms, rules, or conditions associated with promotional offers presented by us. If you do not agree to these Terms, you may not access or use the Content or the Service.

2. Eligibility

10X Analytix Ltd does not knowingly collect personal information from individuals below the age required for consent to use online services. If you are under the age required for consent in your jurisdiction, you may only use the site and services with the permission of a parent or guardian.

3. Changes to the Terms

10X Analytix Ltd reserves the right to modify these Terms at its discretion. The most recent version of the Terms will supersede all prior versions. We encourage you to periodically review the Terms to stay informed of updates. If we make a material revision to the Terms, we will notify you by contacting you via the email address associated with your account. Your continued use of the Services after any such modification constitutes your acceptance of the revised Terms of Use.

4. Communications

By using our Services, you agree to receive electronic communications from us. You acknowledge that all notices, disclosures, and other communications provided electronically satisfy any legal requirements for written communication.

Upon registering for the Service, you may also receive commercial communications from 10X Analytix Ltd. You can opt out of receiving these communications by using the unsubscribe option or by sending an email to tenxanalytix@gmail.com, in accordance with applicable laws.

5. Media Release Waiver

By using the Service, you grant 10X Analytix Ltd permission to use photographs, videotapes, or other images or recordings in which you may appear for various purposes, including promotional, advertising, or trade, across all media, including the internet. You understand that your likeness may be visible to clients, staff, and individuals outside the 10X Analytix Ltd community. You also waive the right to inspect or approve the finished images and release 10X Analytix Ltd from any liability related to their use. This authorization is binding and extends to your heirs, successors, assigns, and legal representatives.

Furthermore, you understand that 10X Analytix Ltd may edit, modify, or crop images as needed for illustration purposes. You relinquish any claim or liability associated with the use of your name, likeness, identity, voice, photographic image, video graphic image, and recorded statements. 10X Analytix Ltd adheres to its policies, statements, and values when distributing these images and ensures compliance.

6. Your Subscription

To access the Service, you must subscribe for an account. When registering, you agree to provide accurate, current, and complete information and to update it promptly. If the information provided is inaccurate, not current, or incomplete, 10X Analytix Ltd may deny access or terminate your subscription.

If you register on behalf of an entity, such as your employer, that entity becomes the Account Owner. By registering on behalf of an entity, you represent that you have the authority to bind that entity to these Terms of Service and our Privacy Policy.

You are responsible for maintaining the confidentiality of your account and password and restricting access to your computer. You must not share your username and password, and you should immediately notify us of any unauthorized account access. You accept full responsibility for all activities occurring under your account.

7. Service Usage

10X Analytix Ltd retains the right to add, modify, suspend, or terminate the Service or any part thereof at any time without notice. We also reserve the right to refuse service to anyone at our discretion.

10X Analytix Ltd shall not be liable for indirect, punitive, special, incidental, or consequential damages, whether arising from contract, negligence, or any other legal theory, resulting from your use of the Service or Content. Any losses or financial outcomes from your use of the Service are solely your responsibility. 10X Analytix Ltd provides educational materials, and no financial or investment advice is provided.

8. Refund Policy

Please refer to our refund and cancellation policy for a detailed explanation of our refund procedures.

9. Cancellation Policy

Please refer to our refund and cancellation policy for a detailed explanation of our refund procedures.

10. Intellectual Property

This Agreement does not transfer any 10X Analytix Ltd or third-party intellectual property rights to you. All rights, titles, and interests in such property remain with 10X Analytix Ltd. The Service's logos and trademarks are owned by 10X Analytix Ltd or its licensors. Other trademarks or marks mentioned on the Service may belong to third parties. Your use of the Service does not grant you rights or licenses to use 10X Analytix Ltd's or third-party trademarks.

11. Limitation of Liability

In no event shall 10X Analytix Ltd, its directors, employees, partners, agents, suppliers, or affiliates be liable for indirect, incidental, special, consequential, or punitive damages, regardless of the legal theory, arising from (i) your access to or use of the Service; (ii) third-party conduct or content on the Service; (iii) any content obtained from the Service; or (iv) unauthorized access, use, or alteration of your transmissions or content. This limitation applies even if a remedy set forth herein fails of its essential purpose.

12. Indemnification

You agree to indemnify and hold 10X Analytix Ltd, its contractors, licensors, and their respective directors, officers, employees, and agents harmless from any claims and expenses, including attorneys' fees, arising from your use of the Service and any violation of this Agreement.

13. Intellectual Property Rights

The Service and its entire contents, features, and functionality are owned by 10X Analytix Ltd, its licensors, or other providers and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You may not reproduce, distribute, modify, create derivative works, publicly display, or otherwise use the Service's materials without permission. This prohibition includes using any illustrations, photographs, videos, audio sequences, graphics, or logos separately from accompanying text. You may not access or use any part of the Service for commercial purposes.

If you breach these Terms, your right to use the Service terminates immediately.

14. Governing Law

These Terms and your use of the Service shall be governed by and construed in accordance with the laws of the United States and the State of [State], without regard to its conflict of law provisions.

15. Contact Information

For any questions about these Terms and Conditions, please contact us at tenxanalytix@gmail.com.

By using the Service, you affirm that you have read, understood, and agreed to these Terms and Conditions.